These Terms of Service ("Terms") govern your use of Caregiver Tax Savings at caregivertaxsavings.com and your purchase of the report we provide (a report that maps the pre-tax accounts and deductions covering a parent's care). By using this site or buying a report, you agree to these Terms.
1. What you are buying
Caregiver Tax Savings sells a one-time educational report for $14. The report runs the household and dependent facts you supply against the relevant IRS rules and shows which pre-tax accounts and deductions may apply and an estimate of the tax you could save.
2. The report is an educational estimate, not tax, legal, or benefits advice
The report is provided for general educational purposes only. It is an estimate, not a professional service, and it is not, and must not be relied on as, tax, legal, financial, accounting, or employee-benefits advice. It does not create any accountant-client, attorney-client, or advisor-client relationship. It is not a substitute for advice from a qualified tax professional, a benefits administrator, or your employer's plan documents. Eligibility rules, contribution limits, and dollar figures change, and your own employer's plan may impose its own conditions. You are solely responsible for any election or filing decision you make, and you should confirm any account election with your plan administrator and, where appropriate, consult a qualified professional before acting on anything in the report.
3. No warranty
The report and this site are provided "as is" and "as available", without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We draw on public tax rules and the facts you supply, both of which may contain errors, gaps, or out-of-date figures, and we do not warrant that the report is accurate, complete, current, or fit for any particular purpose.
4. Limitation of liability
To the maximum extent permitted by law, Caregiver Tax Savings, its operators, and its suppliers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, tax benefit, data, or goodwill, arising out of or related to your use of the site or the report. To the maximum extent permitted by law, our total aggregate liability for any claim arising out of or related to the report or these Terms will not exceed the amount you paid for the report ($14).
5. Refunds
Because the report is a digital product delivered immediately, refunds are provided for delivery failure, for example if you paid but did not receive your report, or the report could not be generated for the facts you supplied. If your report failed to arrive or cannot be produced, email [email protected] and we will re-deliver it or refund your purchase. If you believe a figure in your report is wrong, contact us and we will investigate and, where a delivery or generation fault is on our side, make it right.
6. Acceptable use
You agree not to: resell, republish, or redistribute the report as your own product; scrape, bulk-download, or systematically extract content from the site; attempt to disrupt, overload, or gain unauthorized access to the site or its infrastructure; or use the site or report for any unlawful purpose. The report is licensed to you for your own personal use.
7. Intellectual property
The site, its design, its text, and the report format are owned by Caregiver Tax Savings and protected by intellectual-property laws. Underlying public tax rules referenced in the report belong to their respective sources. We grant you a limited, non-exclusive, non-transferable license to use the report you purchase for your own purposes.
8. Third-party services
Payments are processed by Stripe under Stripe's terms. Analytics are provided by Fathom Analytics. We are not responsible for the practices of third-party services, though we choose them with your privacy in mind (see our Privacy Policy).
9. Governing law
These Terms are governed by the laws of the United States and, to the extent applicable, the state in which the operator of Caregiver Tax Savings is established, without regard to conflict-of-laws rules. You agree that any dispute will be brought in the courts located there.
10. Changes to these Terms
We may update these Terms from time to time. When we do, we will revise the effective date above. Your continued use of the site after changes take effect constitutes acceptance of the revised Terms.
11. Contact
Questions about these Terms? Email [email protected].